What is Accidental Death & Dismemberment Insurance?Benefits are paid out under Accidental Death and Dismemberment (AD&D) insurance for covered accidents that result in death or specific injuries, such losing limbs or eyesight. Illness-related deaths are not covered. Offering extra financial security in the event of an accident, the policy can be purchased separately or as a rider to a life insurance policy. Because coverage details can differ between providers, it is imperative to review the conditions and update the beneficiaries.
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